£6k odd it is saying my claim that is potential is I’ll get maximum of £60 right right Back. That is psychological that this ongoing business has away with this particular.
We logged in this early morning to observe that We they certainly were perhaps not considering my loan as unaffordable given that claims calculator didn’t suggest this . We neglect to observe how this can be possible offered I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I truly have to get this loan taken from my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a manual claim as this had been a choice when I logged into my account but I’m maybe maybe not keeping down much hope .
Sara (Financial Obligation Camel) says
ВЈ500 is quite marginal to win a single loan problem during the Ombudsman.
The issue actually that they should have marked the loan as defaulted in 2014/early 2015 – if they had, it would be dropping off soon for you is. this is certainly what you ought to really push for, maybe not for the loan to be upheld as unaffordable.
Hi That’s all i’d like we don’t actually worry about the refund it is the late payment markers back at my credit files which are the things I require getting rid of . I’ve made complaints to them within the last few months that the loans needs to have been defaulted plus they declined to include a default that is backdated 2014. They’ve now said inside their webiste plus in the e-mail they delivered today that they’re handing the handling of the records towards the credit guide agencies if amendments must be made . We can’t observe how the credit reference agencies should be able to make amendments though without permission from sunny ! This is certainly obtained from their web site :
We’ve transmitted the control of keeping any records that are remaining the credit score agencies, even as we won’t be keeping these documents moving forward. Any more inquiries regarding entries on clients’ credit files pertaining to ECIL loans should really be raised with all the agency that is relevant.
Sara (Debt Camel) says
OK, then you can certainly whine straight to the CRAs – which CRAs show this loan?
All 3 unfortuitously ! I’ve raised Experian and Transunion will do the same with equifax tomorrow today . I’ve just never been aware of credit guide agencies being because of the charged capacity to amend entries on credit documents ! Extremely strange .
Sara (Financial Obligation Camel) says
oh they are able to, however they typically won’t, moving the money into the loan provider. But right here the CRA includes a responsibility to guarantee the information that is recorded it, they should about you is accurate, and if Sunny won’t correct.
I acquired a contact but account states they do not owe me personally anything and cant find the amount out of previous loans, think I tried to use before and had been refused as it was prior to these people were absorbed or something like that, perhaps not certain that i will be thinking about exactly the same business or otherwise not, but understand used to do have loans using them in past times, perhaps maybe maybe not wide range of, hundreds instead of thousands so probably maybe maybe maybe not well worth any such thing whether or not they’ve been incorrect.
Good concern. – I suggest you may well ask consumer services. That is your debt presently with?